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Agricultural Insurance Solutions

Agricultural Insurance for various types of Agribusinesses

Crop insurance is seasonal and insurance cover is specific to production seasons. All you need to do is to determine the expected value of your crops and choose how much risk you want to carry – we’ll take care of the rest.

No one understands the need for risk protection better than a farmer. Whether small and independent or a major commercial operation, the nature of agriculture means they are confronted with challenges every day, many of which are out of their control.

We cover...

Assets Cover

Accidental Damage
All Risk
Business All Risk
Buildings combined
Electronic Equipment
Fire – Crop and stacks
Fire – Tabaco (field to floor)
Household Contents
House Owners
Irrigation systems on wheels and centre pivots
Machinery Breakdown
Motorboats, yachts and small craft
Motor Traders
Office contents
Pedigreed animals

Consequential Loss

Accounts Receivable
Business interruption
Deterioration of stock following Machinery Breakdown
Loss of profits following Machinery breakdown
Fidelity Guarantee (Theft by employees)

Injury Insurance

Group personal accident
Personal Accident
Stated benefits


Directors and Officers Liability
Employment Practices Liability
Employers liability
Public Liability


Goods in transit within the Republic of South-Africa
Goods in transit outside the Republic of South Africa
Single load transit – General
Single load transit – Pedigreed animals, livestock and game

Key Features:

In an unpredictable environment that impacts on your farming business, choosing the right insurance partner is key to protecting your farming business. With agriwine we offer a holistic risk protection solution, tailored to the farmer’s individual needs.

We provide specialist agricultural cover for all farmers’ vehicles, implements & property for both personal & business assets all under 1 policy.

Farmers don’t just need to put food on their own tables, but on the rest of the country’s as well. They also contribute significantly to the nation’s GDP. This makes keeping work cycles consistent and sustainable that much more important.

Our dairy industry consists of over 4,300 milk producers, which provides employment for 60,000+ farm workers and contributes to the livelihood of 40,000 others. RSAM insure many dairy farmers.

One of our greatest competitive advantages is that we have more than 100 years’ experience in crop insurance and have data going back to when crop insurance was launched in South Africa.

What our clients say about us?